Chargebacks Reign in 2014

No one wants a chargeback, especially a high risk merchant. Unless you have a really good merchant account processor, one too many fraudulent charges can leave you without a merchant account. While chargebacks can occur anywhere, there are a few places that acquire the most.

While a chargeback can happen to any business anywhere, there are areas that seem to garner a higher percentage than other places. For instance, Alhambra, California garners 1.3% of recorded chargebacks. Cities in Arizona also had high rates, starting with Show Low with 2.2%. This problem is wide spread and does not just affect the Western part of the USA. Also affected is Astoria, New York with 1.5% and Sarasota, Florida with 1.3%.

This is a problem that the vast majority of merchants who accept plastic card payments online. It can be tough to translate a legitimate transaction from a fraudulent transaction. However, if you are vigilant, you can, but it does take a few extra steps. First off, always contact the purchaser. If you cannot get through to the provided phone numbers, then you can be assured that something is amiss. Make it mandatory that all orders must provide at least one phone number and state on your website that a number must be provided. Also, be extra vigilant of orders that have a foreign delivery address and a US-based billing address.

You also need to make sure that your merchant account provider provides chargeback insurance. This helps protect you from the massive chargeback fees that accompany a fraudulent charge. While not all fees can be eliminated, they can be dramatically lessened. Chargeback fees are upwards of 270% of the original charge. One of the best merchant account processors to offer chargeback insurance is We at know that chargebacks can damage a company in the long term, and we are here to help you.

What Is A Corporate gift?

We all realize that limited time blessings are paramount apparatuses for promoting an organization and getting its corporate message crosswise over to the target group. At the same time how precisely do corporate blessings help in the advancement of an organization?

Corporate endowments are not at all like limited time things in a ton of routes, particularly in the quality and cost of these things. Special things are normally offered out to the overall population with the expectation that the business will be elevated to new, potential customers. Limited time things are all the more by and large low esteem things like pens, keyrings, and comparable things. In spite of the fact that these special things are great materials to draw in individuals into supporting the business, they may not be perfect endowments to provide for long-lasting customers that have been giving a ton of business to the organization.

However what precisely are corporate endowments? By substance, these endowments are fantastic things that can demonstrate the gratefulness and concern of a business towards its customers and workers. Things like modified pens, tickers and calfskin folder cases are a portion of the more mainstream decisions. The sort of corporate blessing that a business will provide for a specific customer relies on upon the relationship the two elements have. As a rule, the more business that a firm gives the organization the higher the quality blessing that the organization provides for them in exchange.

There is dependably the inquiry on whether corporate blessings ought to convey the organization logo and other contact subtle elements. However the general tenet is that they ought to contain less data on the organization. Since corporate endowments don’t capacity like limited time things, then having the organization logo and subtle elements is not needed. Keep in mind that these are utilized basically to demonstrate the energy about the organization to its stakeholders. It additionally helps in the event that you send in corporate blessings that are costly and important to give a decent impact on the organization.

There are a great deal of corporate blessing decisions that organizations can browse. Some of these are tickers, and organizations can have the choice to have these engraved. How the money adds up is that corporate endowments ought to be more significant than the conventional limited time thing, for example, pens, organizers, or notepads.

Without a doubt there are a great deal of great things that could make a decent corporate blessing. It is likewise a decent thought to keep the blessing related some way or another to the organization and its client, to underline the relationship between the two substances.